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Buying a Home With a Pool

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buying a house with a pool in Aspen

Searching for a new house can be a challenge. Let’s face it: Not everyone in the family has the same criteria when it comes to the perfect home. If you’re excitement begins or ends with finding a pool in the backyard, know that you’re not alone. There are a lot of ups and downs to buying a home with a pool.

If you decide to take the plunge, there are numerous things to consider before making an offer, such as the age, condition, and added expenses. The most important thing on your to-do list is to have it inspected.

Knowing how old the pool is can help you make some decisions. If it was recently installed, you may not have to worry about repairs for some time. Chlorine can deteriorate liners and pumps, and it’s just a matter of time—they don’t last forever. Prepare to pay a few thousand dollars for an in-ground pool liner.

You’ll need to decide if you’ll be doing the maintenance yourself, or hiring a helping hand. Keeping the pool clean by skimming and vacuuming on a regular basis will give it a longer life. Adding chlorine or salt will help keep it clean, but will cost you each month. A heated pool in operation can also cause your energy bill to rise.

Don’t forget to check out the integrity of the fencing surrounding the pool. It is required for safety and security, and you’ll want to ensure that it meets local or community codes. Another item you can’t forget is liability insurance. Check with your insurer to determine how much additional coverage you’ll need.

Are You Buying a Home in Aspen or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

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What Are Fixtures in Real Estate?

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what are fixtures in real estate - aspen real estate listings

Whether you’re looking for a luxury home in Aspen, a ranch in Basalt, or a condo in Snowmass, your Aspen Realtor® will most likely talk to you about fixtures in a home—what the term means and which parts of a house it applies to.

What Are “Fixtures” in Real Estate When You Buy a Home?

Homebuyers encounter many legal terms specific to the real estate industry, and “fixtures” is one of them.

Fixtures are items of personal property that become permanently attached to a property. That means fixtures are items that are legally part of the real estate property.

There are a set of rules that determine whether or not a particular item is a fixture. The first test is the test of attachment. According to this test, an item is a fixture if removing the item would in some way leave the property damaged. The test of attachment makes items such as automatic garage door openers, central air and heating units, and most kitchen appliances part of the real estate. Because washers, dryers, and refrigerators are usually freestanding units, they are not typically fixtures.

Adaptation and Intent

The test of adaptation says that any item specifically designed for a particular property is a fixture. This means that built-in and custom-built items are part of the real estate. According to the test of adaptation, items such as built-in bookshelves, custom cabinets, and custom draperies are fixtures.

The test of intent makes any item a fixture and part of the real estate sale according to the intentions of the buyer and seller. Never depend on a verbal agreement for the test of intent. Buyers should include all property included in the sale within their sales contract.

Are You Buying a Home in Aspen or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

While you’re here you can also browse our:

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What Are Contingencies in Real Estate?

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what are contingencies in a real estate contract - aspen homes for sale

Whether you’re looking for a luxury home for sale in Carbondale, a farm or ranch, or a Carbondale condo, you’ll probably have contingencies built into your real estate purchase contract when you make an offer.

But what are contingencies, and how do they help you?

What Are Contingencies in Real Estate?

Real estate contingencies are safeguards that help make sure the final steps in a closing run smoothly as property changes ownership. A contingency simply means that an offer has been made and accepted on a home, but there are some conditions that need to be met before the deal is officially complete. There are three major categories for contingencies: home inspection, appraisal, and mortgage approval.

Contingencies exist to protect buyers in the event that an issue causes them to need to back out of an offer. This usually means that buyers can back out of a contingent offer without losing any deposits made. The seller cannot deal with another buyer during the contingency period, though they may entertain other offers until the contingent offer is completed or withdrawn.

A home inspection contingency is highly recommended for all buyers. A thorough inspection will let buyers know what the seller needs to do to repair the home before they take ownership. More serious problems may result in the offer being completely rescinded.

An appraisal contingency allows you to back out of your offer if the appraised value of the house is lower than the sale price. In this situation, the buyer has the right to keep their deposit.

Finally, a mortgage contingency protects both buyers and sellers in the event that an acceptable mortgage cannot be secured if the home is being financed. It gives the buyer a certain amount of time to find a mortgage or back out of their deal if they can’t find a loan. In this case, the buyer keeps the deposit.

Are You Buying a Home in Carbondale or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

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Should You Work With Your Own Realtor When You Buy New Construction?

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should you work with a realtor when you buy new construction - aspen real estate listings

Whether you’re looking for a luxury home in Aspen, a ranch in Basalt, or a condo in Snowmass, you’ll want to work with a knowledgeable Aspen Realtor®–even if you’re buying new construction.

Why You Should Work With Your OWN Realtor When Buying New Construction

Buying a newly constructed home seems like a cut-and-dried process, doesn’t it?

You simply work with the builder’s agent and within a few months you have the home of your dreams, so there’s no sense in using a real estate agent… Except nothing could be further from the truth.

Working with your own real estate agent—and more specifically, a buyer’s agent—can provide many advantages when you’re buying new construction.

Builder representatives do provide valuable services to buyers in that they can easily answer questions about the home you intend to buy. However, when it comes down to the nitty-gritty, they represent the builder’s best interests, not yours. When you work with a real estate agent, he or she will represent your best interests and will be able to point out alternatives that suit you better.

Your agent can also work to get better deals on upgrade options, closing costs and more, leaving you with more money to put into your home.

Are You Buying a Home in Aspen or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

While you’re here you can also browse our:

Aspen real estate listings

Basalt real estate listings

Carbondale real estate listings

Snowmass real estate listings

Woody Creek real estate listings

Search Aspen Real Estate Listings by Price

Aspen homes for sale between $200k and $300k

Aspen homes for sale between $300k and $400k

Aspen homes for sale between $400k and $500k

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Aspen homes for sale between $700k and $800k

Aspen homes for sale between $800k and $900k

Aspen homes for sale between $900k and $1 million

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What is Title Insurance When You Buy a Home in Aspen?

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title insurance - aspen real estate listings

If you’re financing a new home, whether it’s a luxury home in Aspen, a ranch in Basalt, or a condo in Snowmass, you’ll most likely have to purchase have two types of title insurance to protect your financial investment: lender’s title insurance and a homeowner’s title insurance policy.

Lender’s Title Insurance Policies

When you are buying a new home, a bank will require lender’s title insurance. This type of policy is designed for protecting your lender if someone else makes a claim against the home. A contractor or another lender might have a lien on the home, and it is possible for another bank or contractor to sue your current lender. The cost of title insurance is typically 5 percent of the cost of a home, but you may also need to pay additional fees on the property.

Homeowner’s Title Insurance Policies

In addition to a lender’s title insurance policy, experts recommend buying a homeowner’s title insurance policy. This variety of policy is created to protect your investment in a home. Title insurance is an indemnity policy, and it can protect you when there is a defect in a home’s title, making it invalid. It is important to remember that a lender’s title insurance policy won’t protect you financially when someone makes a claim on your home.

Are You Buying a Home in Aspen or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

While you’re here you can also browse our:

Aspen real estate listings

Basalt real estate listings

Carbondale real estate listings

Snowmass real estate listings

Woody Creek real estate listings

Search Aspen Real Estate Listings by Price

Aspen homes for sale between $200k and $300k

Aspen homes for sale between $300k and $400k

Aspen homes for sale between $400k and $500k

Aspen homes for sale between $500k and $600k

Aspen homes for sale between $600k and $700k

Aspen homes for sale between $700k and $800k

Aspen homes for sale between $800k and $900k

Aspen homes for sale between $900k and $1 million

Aspen homes for sale over $1 million

 

 

 

Should You Buy a Ski-In, Ski-Out Condo as an Investment Property?

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ski in, ski out condos as investment properties in aspen co

For some people, one of the best investments to make in real estate is a ski-in, ski-out condo. Sure, you can use it seasonally to enjoy everything Colorado has to offer, but a condo like this could turn into a great secondary income throughout the year. With the high demand for ski-front property, it can be easy to find renters who want to hit the slopes in the winter or bike during the summer.

Renting Your Ski-In, Ski-Out Condo in Aspen

Air BnB allows you to connect with people who want to rent your property, and you can schedule rentals around what you’re already doing. With this on-demand app, you can list your condo on Air BnB for short-term rental opportunities. You will be in full control of your rental fees and when your property is available to renters.

Working With a Property Manager

When you are trying to rent out your condo on a more permanent basis, you can work with a property management company to turn your property into a solid second income. Your property management company will advertise your property and find tenants. If you have any issues with your condo that need to be fixed, your management company will take care of them (and send you a bill).

Are You Buying a Home in Aspen or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

While you’re here you can also browse our:

Aspen real estate listings

Basalt real estate listings

Carbondale real estate listings

Snowmass real estate listings

Woody Creek real estate listings

Search Aspen Real Estate Listings by Price

Aspen homes for sale between $200k and $300k

Aspen homes for sale between $300k and $400k

Aspen homes for sale between $400k and $500k

Aspen homes for sale between $500k and $600k

Aspen homes for sale between $600k and $700k

Aspen homes for sale between $700k and $800k

Aspen homes for sale between $800k and $900k

Aspen homes for sale between $900k and $1 million

Aspen homes for sale over $1 million

 

 

 

What Are Mortgage Fees?

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what are mortgage fees - aspen real estate listings

Whether you’re buying a luxury home in Aspen, a ranch in Basalt, or a condo in Snowmass, you’re most likely going to take out a mortgage.

Mortgages aren’t free, however, so you’ll always find mortgage fees tacked on. (If you want to learn more about mortgage fees and what they pay for, talk to your lender or your Aspen Realtor®.)

Mortgage fees are amounts required by lessors and lenders who close the sale of your recently-mortgaged home. These fees include such items as attorney fees, appraisal costs, insurance, and sums required for land surveying.

Average mortgages fees in the United States vary from $3,000 to upwards of $5,000, or between 2 and 5 percent of a home’s cash purchase price.

Are You Buying a Home in Aspen or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

While you’re here you can also browse our:

Aspen real estate listings

Basalt real estate listings

Carbondale real estate listings

Snowmass real estate listings

Woody Creek real estate listings

Search Aspen Real Estate Listings by Price

Aspen homes for sale between $200k and $300k

Aspen homes for sale between $300k and $400k

Aspen homes for sale between $400k and $500k

Aspen homes for sale between $500k and $600k

Aspen homes for sale between $600k and $700k

Aspen homes for sale between $700k and $800k

Aspen homes for sale between $800k and $900k

Aspen homes for sale between $900k and $1 million

Aspen homes for sale over $1 million

 

 

 

How to Figure Out if a Seller is in a Rush to Sell

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How to tell if a homeowner is eager to sell - aspen homes for sale

Whether you’re buying a luxury home in Aspen, a ranch in Basalt, or a condo in Snowmass can be a long process. However, much of this depends on exactly how eager (or desperate) the current owner is to sell. If you find a homeowner who’s extremely eager to sell, it may be worth considering putting in a fair, but possibly lower, offer. Talk to your Aspen Realtor® about making an offer in this type of situation—he or she will be able to give you the right advice to help maximize your chances of the offer being accepted.

Look at the Asking Price

One surefire sign that the owner is looking to get out as soon as possible is when the price has been lowered one or more times. An owner looking to get paid in cash or one that is selling for below market value may also be in a hurry to sell.

Ask Why They’re Selling

In many cases, homeowners are desperate to sell not out of want, but out of necessity. A person who has recently lost their job or a couple that are getting divorced may have extra incentive to sell as quickly as possible, which could mean you can scoop up the home at a very attractive price.

Are You Buying a Home in Aspen or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

While you’re here you can also browse our:

Aspen real estate listings

Basalt real estate listings

Carbondale real estate listings

Snowmass real estate listings

Woody Creek real estate listings

Search Aspen Real Estate Listings by Price

Aspen homes for sale between $200k and $300k

Aspen homes for sale between $300k and $400k

Aspen homes for sale between $400k and $500k

Aspen homes for sale between $500k and $600k

Aspen homes for sale between $600k and $700k

Aspen homes for sale between $700k and $800k

Aspen homes for sale between $800k and $900k

Aspen homes for sale between $900k and $1 million

Aspen homes for sale over $1 million

 

 

 

What Are Property Disclosures?

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what are property disclosures - buying a home in aspen
Whether you’re looking for a luxury home in Aspen, a ranch in Basalt, or a condo in Snowmass, you need to know that property disclosures are an important part of your transaction when you decide to purchase a house.

What Are Property Disclosures?

Every home has its own quirks and flaws. Although most buyers opt for the security of a home inspection, there are certain issues that a seller is required to disclose under state and federal law.

Federal Disclosure Requirements

Homes constructed prior to 1978 may contain lead paint. Federal law requires sellers of older homes to disclose the presence of any lead paint to the prospective buyer.

State Disclosure Requirements

State disclosure laws vary widely and can change frequently, so if you’re coming here from another state, be aware that they may not be the same in Colorado. Common disclosure requirements include:

• pollution issues
• whether the home is in a flood zone
• whether the home is in a historic district
• any prospective zoning changes
• any history of termite damage
• previous mold or water damage
• any violent crimes that occurred on the premises

When in doubt, sellers should be upfront about any known issues. Most problems will come to light during the inspection anyway, and failing to mention them will only make the potential buyer suspicious and possibly derail the transaction altogether.

Are You Buying a Home in Aspen or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

While you’re here you can also browse our:

Search Aspen Real Estate Listings by Price

Do You Need a Buyer’s Agent When You Buy New Construction?

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Why You Need a Buyer's Agent With New Construction - Aspen Properties for Sale

Buying real estate can be a great long-term investment, whether you’re looking for a luxury home in Aspen, a ranch in Basalt, or a condo in Snowmass.

When you’re buying a property from a home builder, you might be tempted to skip hiring a buyer’s agent and work instead with the builder’s agent – but that can be a mistake.

Why You Need Your Own Agent

The seller’s agent is legally bound to honor the seller’s best interests, not yours. Even if you buy directly through the seller’s agent, he or she is obligated to work for the seller. You need your own agent – one who’s working in your best interests.

There are several other reasons to hire your own buyer’s agent, too, but the two biggest (aside from having someone in your corner) involve negotiations and closing.

Negotiations: Your Buyer’s Agent’s Specialty

One of the main reasons to hire a real estate agent when you are buying a home from a developer is that they will help with negotiations. When buying a property from a developer, there will be a lot of items to negotiate. This will include the standard purchase price and closing cost credits, but can also include negotiating discounts on home improvements and enhancements. Furthermore, if the home is part of a bigger project, the agent may know what concessions the builder has given away previously, which can give you leverage.

Having Your Buyer’s Agent With You at Closing

Another reason why you should hire an agent when buying from a builder is that they will be able to help with the closing process. When buying a home from the developer, your agent will be able to help ensure that all required work has been completed. This will be done by completing a brief check of the home to ensure that all work was completed as agreed.

Are You Buying a Home in Aspen or the Surrounding Communities?

We’d love to help you find your dream home here. Call us at 970-429-8275 or contact us online to let us know what you’re looking for so we can start searching right away.

While you’re here you can also browse our:

Search Aspen Real Estate Listings by Price

Aspen Premier Properties


office@aspenpremierproperties.com
400 East Main Street, Aspen, CO 81611
Office: 970-429-8275
Fax: 970-429-8172

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